As we start 2026, Melbourne’s housing market is showing signs of stabilising after strong long-term gains. CoreLogic data shows dwelling values finished 2025 about 4.8 per cent higher, with the median price sitting around $827,000. Momentum cooled into December but the overall annual growth points to a market that has weathered recent headwinds while remaining resilient.
For many clients this means opportunities to reassess their finance strategy considering where prices are now compared with the peaks of recent years. At Integrity Finance Australia, we’re helping homeowners and investors make sense of these figures and how they translate to borrowing power, refinancing choices and investment plans.
Melbourne’s broad catchment includes suburbs where values have outpaced the city average, such as Frankston, Brimbank and Kingston. These patterns matter when you’re planning a purchase or rebalancing a property portfolio.
If you’d like an up-to-date property value review or finance check-in to start your year with confidence, our team is ready to help.