Interest Rate Changes

Interest Rate Changes

The beginning of 2026 has proven uncertainty is the only certainty in interest rates, as in world affairs.

 Australia’s interest rate landscape has become increasingly unpredictable, leaving borrowers, lenders, and mortgage brokers navigating one of the most complex environments seen since the rapid tightening cycle of 2022–23.

How Much Can You Borrow?

How Much Can You Borrow?

“How much can I borrow?” is a standard question for many prospective residential property purchasers. The starting point should be what repayments can you afford to make? Banks do not willingly issue loans to clients who cannot afford to repay them, they are under regulatory pressure to lend responsibly, but you should always check your own numbers as well!