Summer in Victoria is a chance to enjoy fresh, vibrant flavours with friends and family. Here’s a refreshing recipe perfect for long days by the pool or a relaxed weekend lunch:

For business owners, investors and homeowners alike, events like the AO showcase the strength of Melbourne and Australia as a global destination.

The turn of a new year is a great time to take stock of your financial journey.

Looking beyond January, many property experts suggest the Australian property market will continue to show subdued but steady growth, with price gains possible but not explosive in the short term.

As we start 2026, Melbourne’s housing market is showing signs of stabilising after strong long-term gains.

Last week the Reserve Bank decided to keep the cash rate steady at 3.60%, taking a careful stance as inflation and housing pressures continue. For many borrowers, this pause offers a valuable window to take stock of their current loans.

Key Finding from the Home Price Index - October 2025

Spring has brought renewed energy to the property market, with home price growth evident across Australia. Buyer confidence is returning, and more sellers are testing the market with fresh listings.

Melbourne’s rental market remains tight, with strong demand and rising yields. For investors, this is an ideal time to review loan structures and ensure they’re working efficiently.

News reports on changes to one of the First Home Buyer Schemes have been in the headlines, but just in case you have missed it: The Federal Government Home Guarantee Scheme which effectively replaces the need for a parent guarantee has been extended to include more people, and more property.

Read our October newsletter here, and as always please get in touch if we can assist in any way.

Congratulations on owning your own home! Paying it off will be hard work, but everyone has a mortgage, so it will be OK – won’t it? Unfortunately, many do not fully think that through. Debt is a reality for millions of Australians – from mortgages and car loans to credit cards and personal finance agreements. While debt itself isn’t inherently bad, it becomes a serious risk when life throws the unexpected your way.

Home affordability continues to be a major talking point. Recent Government benefit changes to first home buyers have helped those buyers. But really that is treating the symptom not the problem.

The Federal Government is expanding the Home Guarantee Scheme starting 1 October, and this change is set to make home ownership a more attainable goal for many. Here’s what it means, and how Integrity Finance can help you take advantage.