Interest rates are at record lows, with rates below 4% now expected.  This has home owners and investors lining up to refinance their mortgage loans.

Are you in a financial position to refinance?  If so, take the time to do it right.  Avoid the temptation to simply re-write what is in place.  If you have been thinking about doing it why are you waiting?  Note 5 common mistakes to be aware of and avoid:

The Mortgage & Finance Association of Australia (MFAA) has today expressed disappointment that its membership and the mortgage industry has been misrepresented by a CHOICE media release regarding broker education and accreditation.

There are many pitfalls for unwary homebuyers, especially the young first home buyers. However, there are a few simple precautions that you can take to make the experience of buying a property an enjoyable and profitable one.

Reducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage. Here are some tips that will help you be mortgage-free sooner, from a client interview.

t’s easy to walk into the local bank and talk to a lender, or apply online for a home loan, but it may not always be the best option.

When you’re buying a house, do you go to one real estate agent, decide you will buy a house from them, and choose from what they have on the market?

When was your last loan health check (home or business)?

Circumstances can change, leaving your loan less suitable than it was originally. A health check can reveal if you’re paying too much.

You could be forgiven for thinking the royal commission had skipped over problems with the banking and wealth management sectors to focus on the mortgage brokers as the real "villains" in the finance industry.